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Auto Insurance and Traffic Tickets

Posted on: September 24th, 2011 by Traffic School

As the price of auto insurance continues to rise for most people, especially in urban areas, many people do not realize the serious impact that traffic tickets can have on your auto insurance rates.  According to a recent study from a leading insurance website*, having traffic violations on your record can increase your auto insurance rates by up to 50% if you have multiple tickets.  Specifically, according to the study:

  • Zero traffic tickets: $1,119
  • One traffic ticket: $1,318
  • Two traffic tickets: $1,497
  • Three traffic tickets: $1,713

That means that people with three violations on their driving record pay on average 53% more than someone without a traffic violation. These numbers can also increase even more depending on the type of violation. Reckless driving, driving under the influence, and other serious offenses will cause steeper auto insurance increases than less severe traffic citations.

*Data from Insurance.com

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