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Idaho Point Reduction

Posted on: May 23rd, 2012 by Traffic School

Getting a traffic or speeding ticket in Idaho can ruin anyone’s day and also have a huge impact on the price you pay for car insurance. Although you can’t dismiss a ticket in Idaho by taking traffic school, you can take an Idaho Point Reduction Course and remove three points from your driving record. This may not seem like a lot at first but it can have a substantial impact on your car insurance costs whether you have a ticket or not. Idaho Point Reduction classes can, and should, be taken every 36 months.

Benefits and Cost Savings by Taking Idaho Point Reduction

Many people automatically think that it isn’t worth their time to take an online points reduction course, but what they might not realize is how much it can actually save them. Let’s take a look at an example to better understand the savings involved. Meet Julie. Julie lives in Idaho is just got a speeding ticket that added 3 points to her driving record. As a result, Julie’s car insurance policy increased from $100 monthly to $125 monthly, or a 25% increase. The points will stay on Julie’s record for 5 years so that means because of just one ticket Julie will spend an extra $1500 on car insurance. However if Julie takes the point reduction course, which only costs $32, she can remove those 3 points and get her insurance rate back down to $100 monthly.

But I don’t have a ticket, can Idaho points reduction still save me money? Definitely. Meet Sam. Sam pays $100 monthly for his car insurance premiums. He has a clean driving record but wants to save money on his insurance costs. Sam called his insurance company and found out they offer a 15% discount to anyone who takes the course since it will make them a better driver. That means that Sam’s rates will drop down to $85 monthly, saving him $180 annually. Over 5 years that equals a savings of $900. And the course only cost him $32 and could be taken from the comfort of his own home.

Arkansas Traffic School

Posted on: March 16th, 2012 by Traffic School

No one wants to get a ticket, but unfortunately sometimes it just happens. We are late for work, in a rush, or don’t see a posted sign. Whatever the reason when you get a ticket in Arkansas taking traffic school is a great alternative to simply paying the fine. Moreover, it saves you substantial money since the ticket impacts your driving record and insurance rates for years to come.

Many people do not fully understand just how one little ticket can cost you thousands over the years and the true savings you get when you take Arkansas traffic school.  To help illustrate just how much money taking Arkansas traffic school saves you, let’s look at an example.  Meet Julie.

Julie is a nurse in Arkansas and unfortunately was pulled over for making an illegal left turn on her way to work.  She was in a rush and just completely forgot that she wasn’t allowed to turn on that street.  In Arkansas this is a three point offense, which means that 3 points will be added to her driving record for this ticket if she doesn’t take traffic school.  In addition, the ticket itself was for $150 and there are court fees of another $150.  As a nurse, Julie is very busy, so she wants to fully understand her options before deciding if it is worth it to take traffic school online.

For auto insurance, Julie has a full coverage policy on her car which costs $100 monthly.  According to national statistics her auto insurance premiums will increase by 20% for the first ticket, 35% for the second ticket, and 50% for the third ticket.  The points will stay on her record for five years

Option 1:  Pay the Ticket, Total Cost: $300 for ticket, $1200 in insurance rate increases = $1500

Julie’s initial instinct is just to pay the ticket because she doesn’t want to spend the time taking Arkansas traffic school.  She is worried about how long it will take and is already very busy.  After doing some research about her ticket and calling her insurance company to find out about rates, she learns that in addition to the fine, her $100 insurance premiums will increase to $120 monthly if she doesn’t take traffic school.  Since the ticket stays on her record for five years, that means that she will pay an extra $240 annually in insurance costs for the next five years.  That means an extra $1200!  After finding that out, Julie thinks twice about attending Arkansas traffic school.

Option 2:  Take Arkansas Traffic School, Total Cost:  $300 for ticket, $40 for traffic school = $450

After doing some research, Julie learns that she can take Arkansas traffic school online for $40 and it will ensure that no points are added to her driving record.  The course can be taken entirely online and she can sign in and out as she pleases.  This is great for Julie because with her buys schedule she doesn’t need to spend time driving to a school and spending hours in a classroom.  It also means she can devote a little time each day to taking Arkansas traffic school and be done before she knows it.  Not to mention that she will save over $1000!!


Alabama Traffic School and Alabama Defensive Driving

Posted on: March 9th, 2012 by Traffic School

In Alabama traffic school is most commonly called defensive driving and is handled by the individual counties in Alabama.  That means that rather than having a central agency that creates the laws and regulations for traffic school, traffic tickets, and speeding tickets in the state, each individual county clerk and county court are responsible determining who can take Alabama traffic school and who can not.

However even though the individual counties control Alabama traffic school and Alabama defensive driving, that does not mean that there are not state wide driving laws and points.  In fact, Alabama adds points to your driving record for all speeding and traffic tickets.  Below you can find the common points associated with Alabama traffic tickets:

  • Speeding in Excess of Posted Limits: 2 points
  • Speeding In Excess of 85 MPH (86 or above): 5 points
  • Disregarding Traffic Control Device (stop sign, traffic light): 3 points
  • Following Too Closely: 3 points
  • Illegal Passing: 3 points
  • Wrong Side of Road: 4 points
  • Failure to Yield Right of Way: 5 points
  • Passing Stopped School Bus: 5 points
  • Reckless Driving: 6 points
  • Any charge involving driving under the influence without mandatory license suspension: 6 points

In some cases you can have tickets and points removed from your record for completing an online or in person traffic school or defensive driving course.  The easiest way to find out if you can take Alabama traffic school is to contact the court listed on your ticket.  When you call ask to speak to the traffic violation dept or traffic court, and nicely ask whether or not you can take Alabama defensive driving.  Sometimes it will be granted right away and in some counties you may need to appear in front of a judge to request traffic school.  Always check your ticket as well because sometimes it is listed on the ticket itself.

The cost of Alabama traffic school will vary between counties and could be as low as $20 or as high as $300 for Alabama defensive driving.  On average, Alabama traffic school costs around $130.  In the long run this is much cheaper than auto insurance rate increases.  On average, car insurance rates increase by 20% for the first ticket, 35% for the second ticket, and 50% for the third ticket.  since points stay on your record for 5 years without taking traffic school in Alabama, that means you will pay those increase for 5 YEARS.

Let’s imagine you pay $100 monthly for auto insurance and then you get your first ticket.  You will pay an extra $20 per month for 5 years, or 60 months.  That’s an extra $1200!!

What if you have 2 tickets?  You $120 monthly auto insurance rates, from your first ticket, would increase to $162 on average in Alabama.  That is an extra $62 monthly from having no points on your record for 5 years, or 60 months.  That’s an extra $3,720 over the course of 5 years,  Would you rather just pay for Alabama traffic school?

Therefore even if traffic school costs $200, which seems like a lot, it is worth it in the long run and will save you lots of money.  Taking Alabama traffic school and Alabama defensive driving is a wise and financially smart decision for anyone who has an Alabama traffic ticket. 

Traffic School for Dummies

Posted on: November 30th, 2011 by Traffic School

Most people who have to take traffic school to dismiss a ticket or to fulfill a court order are looking for the easiest traffic school course out there, or a traffic school for dummies course.  Our online traffic school course can fulfill all your needs to a traffic school for dummies course and is the most affordable classes out there.  In the online traffic school course you will be walked through the important information you need, as well as take fun and easy quizzes along the way to make sure you are prepared for the final exam.  The course contains fun and interactive games and almost all of our students pass the final exam on their first try.  Although you are probably not a dummy, our traffic school course would meet any needs for a traffic school for dummies.

Sears Driving School

Posted on: November 21st, 2011 by Traffic School

The Sears store also has an approved Sears driving school in many communities and cities.   They offer driving school for both adults and teens that are targeted and tailor to fit the needs of the state.  Sears driving school can be taken in the following states:

  • Michigan
  • Minnesota
  • New Jersey
  • Ohio
  • Texas
  • Washington
  • Wisconsin

The driving school center is normally located right in the store and teens or adults can simply drive off with the instructor from the Sears driving school location.  This can be very convenient for parents since while their teen is out driving they can shop in Sears or the mall.